Gijs became Chief Auditor 2013 after serving with RBS Internal Audit since 2009 as an Audit Director. He has over 10 years of experience in Financial Services.
From 2003 to 2009 he held a number of positions with ABN AMRO Internal Audit in Amsterdam. Earlier in his career he held positions as Financial Controller.
Gijs is a part-time lecturer on Financial Accounting at Nyenrode University, he holds a Master’s degree in Accounting and Auditing. Gijs is a UK Chartered Accountant and a Dutch “Register Accountant”.

‘Dorthe Tolborg has been the Chief Audit Executive of Danske Bank Group since February 2015. Her primary focus is to help the Board of Directors and Executive Board to protect the assets, reputation and sustainability of the Danske Bank Group. In her team she has 105 FTEs located in 10 countries to support her in achieving her objectives. During 2015 and continuing into 2016 Dorthe has been focusing on transforming the audit function from auditing the financial statements and giving an audit opinion on the those to now focusing on auditing processes and controls from an operational and compliance view.
Before joining Danske Bank Dorthe held the position as International Chief Auditor in the insurance group RSA for more than 5 years. She was accountable for the internal audit of the Group’s insurance businesses in Canada, Italy, Ireland and Scandinavia.
Her first > 20 years in her career were spent as state authorised public accountant and partner for a number of years in some of the big 4 accounting companies. Early in her career she chose to specialise within it security and internal controls which has taken her to the position that she held today.’

Alessio re-joined ING Group in September 2014 as the General Manager of Corporate Audit Services. In the previous ten years, Alessio was the Audit Director for Retail and Wealth at Lloyds Banking Group for two years, the Audit Director for Aviva Europe for one year, the AIB Group Chief Internal Auditor for five years and the Barclays Internal Audit Director for Risk Management and Finance for two years.
Prior to joining Barclays in 2004, Alessio was a Managing Director within ING Wholesale International Banking, mainly responsible for auditing investment banking, risk management and asset management businesses since 1997. Previously he worked for Banca d’Italia (the Italian Central Bank), in their Supervision department for four years.
Alessio is a Chartered Accountant in Italy, MSc in Finance graduate at the London Business School, CFA Charterholder, Financial Risk Manager with GARP and Harvard Business School Advanced Management Programme (AMP 174) graduate.

In her role as Chief Auditor – Global Culture and Conduct Risk, Laura is responsible for oversight, direction, subject matter expertise and audit assurance for Culture and Conduct Risk Compliance at Citigroup. This includes managing the Internal Audit team dedicated to Culture, Conduct and Ethics risk, and well as communicating with the Compliance Committee of the Board and regulators around the world.

Prior to joining Citi, Laura held a number of roles leading global teams at Bank of America, including Managing Director – Global Anti-Corruption and Code of Conduct Compliance Executive, Senior Vice President – Global Conflicts of Interest Executive, and Deputy Director of Investment Management Compliance.
Laura began her career in private law practice. She obtained her Juris Doctor at Duke University and her B.A. at the University of North Carolina.

Chief Business Development Officer and sits on the Management Board of the BOV Group. Mr Farrugia is also the Chairman of Finance Malta, Malta’s national promotional body for the financial services industry and also serves as Chairman of the Malta Funds Industry Association. He is also the Chairman of Malita Investments plc which is listed on the Malta Stock Exchange.

Kenneth joined Bank of Valletta plc (BOV), Malta’s largest banking group, in 1985 and has occupied various positions within the Bank. Kenneth currently holds the post of Chief Business Development Officer at Bank of Valletta plc and sits on the Management Board. Kenneth is responsible for the improvement of the Bank’s market position and the achievement of financial growth, including long-term strategic business goals, key customer relationships, business opportunities and monitoring of current market conditions.

John joined Deutsche Bank Corporate Security & Business Continuity (CSBC) on January 3, 2012 from Citicorp in New York.
He has over 39 years experience in financial institution asset protection, loss avoidance and Investigation, having held a number of senior roles in Asia, Europe and the Americas, including:
• Director, Fraud Risk Management for Citibank North America
• Regional Director AML – Citibank Japan
• Regional Director AML – Citi GTS Risk Asia Pacific
• Corporate Security Director – Midlantic Banks Inc.
John is a member of the Deutsche Bank Anti-Financial Crime Committee; Risk Culture Training
Advisory Committee; and CSBC Executive Committee among others.
He has lectured globally on AML, Counter Terrorism Finance, Internal & External Fraud
Avoidance, Fraud Detection Technology, Investigations, Predicative & Behavioral Analytics, and
Anti-Financial Crime Operations.
Currently managing Corporate Security Investigations & Forensics teams in London, Frankfurt, NYC, Singapore, Mumbai and Hong Kong.

Nuno Castanheira is a qualified Head of Internal Audit with over 15 years of experience in the field of financial services internal audit (retail banking and mutual guarantee institutions). In his current role, he leads the internal audit group of the Portuguese Mutual Guarantee System (SPGM). Prior to joining SPGM, he was internal auditor at Montepio, one of the largest bank in Portugal. Previously, he worked at Arthur Andersen (Portugal). He is adjunct professor at Coimbra Business School and is author of research papers of internal auditing and risk management. He holds a master´s degree, IIA certification and executive education in leadership & management.

Since 2013, employed by the Central Bank of Serbia, in the Bank Supervision Division, as the chief supervisor within Off-site banking supervision department.
For 12 years have worked in Societe Generale Group (in Serbia, Bulgaria and France), in Federal Bank of the Middle East in Cyprus for 2 years, and Deloitte for 3 years.
Have established Internal Auditing department in Societe General in Serbia in 2001, worked for Societe Generale Group in France as local employee, and under expatriate contract in Bulgaria in Societe Generale for 3 years.
Fifteen years of experience in Internal Auditing, Internal control, Anti-Money Laundering, Operational Risk, Compliance, Risk Analysis, and Supervision issues.

After obtaining his master degree in Economics at the University of Tilburg in the Netherlands, Norbert Kouwenberg (1964) finalised his post master in Accountancy in 1992. Norbert started his career with Ernst & Young and after that joined Fortis in 1995 and since 2010 works within Group Audit ABN AMRO Bank as Audit Director Corporate Banking. During his career within external and internal audit departments, he gained international banking expertise including Wholesale Banking, Trade Finance, Asset Management, Global Markets, Clearing and Private Banking. Next to this, he became highly valued as sponsor and coach in internal trainings on applying Audit methodologies and interpreting Internal governance using the Coso / Enterprise Risk Management model.

Following several experiences as ICT consultant in Industrial and Bank industry, since 1998 I have been working in UniCredit Bank with different roles within Internal Audit Competence Line: ICT Auditor, Senior business auditor and since 2008 as Chief Audit Executive in different Group Companies (Real Estate, E-Commerce, Bank-Insurance and Procurement).
So I had the opportunity to manage the audit process within the listed Companies, from risk assessment phase to the management of the Audit Report; moreover, i experienced the reporting to the Board of Directors and the relationship with all the relevant Company Governance Bodies.
Currently I’m in charge in the Group Audit Methodologies Department (UniCredit), with the responsibility to develop and verify the application of Audit methodologies rules defined and support the Auditors in their activities.
I got the following international certifications: CISA (Certified Information Systems Auditor and CRISK (Certified in Risk and Information Systems Control).

Mr. Stefano Perazzini has been performing as CAE and Vice General Manager responsible for Internal Auditing Management of Yapi ve Kredi Bankasi A.S. since March 16, 2006. He started his career in San Paolo IMI Bank’s branch in 1987, where he worked for two years. After he worked at the Honeywell Bull Planning and Control Department between 1989 and 1992, Mr. Perazzini served as Information Technology Auditor at Banca CRT Head Office, and as Internal Auditor in the bank’s foreign branches in London and Paris. Assuming the position of Internal Auditor in UniCredit Holding in September 1999, he was then appointed as Deputy Manager of the Internal Audit Department at Bank Pekao in 2001, under the umbrella of the UniCredit Group. He served as Vice General Manager responsible for Internal Audit at Koc Financial Services from March 2003 until his current post in the Bank. Mr. Perazzini graduated from the Faculty of Economics of Universita di Torino (Torino University). He also received his Certified Information System Audit and Control Qualification from the Association of ISACA in 1996.

Managing Director, Internal Audit & Credit Examination, EMEA
Bank of Tokyo-Mitsubishi UFJ
March 2015 – Present (10 months)London, United Kingdom
Chief Auditor, Commercial & Private Banking
Royal Bank of Scotland
March 2014 – March 2015 (1 year 1 month)
Regional Head of Audit at RBS Asia Pacific
RBS
October 2011 – May 2014 (2 years 8 months)Hong Kong
Audit Director at Royal Bank Of Scotland
RBS
June 2009 – October 2011 (2 years 5 months)London, United Kingdom
Audit Partner
Ulster Bank, RBS Group
2006 – June 2009 (3 years)Dublin
Branch Manager / Business Banking Manager
Bank of Ireland
1999 – 2005 (6 years)

Lucio has been with Barclays since 2005, where he has held a number of senior roles in internal audit over the years, both in London and overseas, covering Risk, Treasury, Finance, as well Investment Banking and Retail and Commercial Banking activities. Prior to Barclays, Lucio worked for ING Barings, most recently as Global Head of Risk Management Audit. Lucio began his career as a regulator at Bank of Italy. Lucio holds a PhD in Finance, (Cass Business School, London, UK), an MSc in Economics and Finance (Warwick Business School, UK) and a BSc in Economics with specialisation in International Monetary Economics (Bocconi University, Milan).